Water damage can be a huge headache for homeowners. Not only is it a huge inconvenience, but it can also be quite costly to repair. Water damage can come from a variety of sources, such as storms, plumbing leaks, or even accidents. So what type of water damage is covered by homeowners insurance? In this blog post, we will discuss the different types of water damage that are typically covered by homeowners insurance policies.
Water Damage Covered by Homeowners Insurance
One of the most common sources of water damage is from storms. If your home is damaged by a storm, your homeowners insurance policy will likely cover the costs of repairing the damage. This includes damages caused by rain, wind, hail, or even lightning.
Another common source of water damage is plumbing leaks. A plumbing leak can cause serious damage to your home, and it can be quite costly to repair. If you have a plumbing leak, your homeowners insurance policy will likely cover the costs of repairing the damage.
Accidents can also cause water damage. If you accidentally spill a glass of water on your keyboard, for example, your homeowners insurance policy will likely cover the costs of repairing the damage.
Which Types of Water Damage Are Not Covered by Homeowners Insurance
However, not all types of water damage are covered by homeowners insurance policies. Water damage that is caused by neglect or poor maintenance, for example, is typically not covered. So if you fail to properly winterize your home and it is damaged by water, your homeowners insurance policy will not likely cover the costs of repairing the damage.
If you are unsure whether or not a particular type of water damage is covered, contact your insurance company for more information. And be sure to read your homeowners insurance policy carefully so that you know what is and is not covered.
If you experience any type of water damage, it is important to take action as soon as possible. Water damage can cause serious damage to your home, and it can be quite costly to repair. If you are experiencing water damage, be sure to contact the professionals at Emergency Flood Response for assistance!